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Terms and Conditions

IRDAI approved All Risk Cover.com is a web aggregator portal that provides a platform to companies and prospective insurers to offer and buy insurance products from a wide range of options available online. We are not an Insurance Company but an Insurance Comparison Website that is governed by all legal terms and conditions. By accessing this website one should note that he/she is agreeing to the below mentioned Terms and Conditions.

Our Services

All Risk Cover helps you compare and choose a relevant insurance product from a range of products showcased by other Insurance companies online. Instead of surfing individual products from numerous platforms and adding to the confusion of choosing one, we assist a customer in choosing and picking the right insurance product that suits his/her insurance needs.

All Risk Cover preserves the right, at its sole discretion. We can change, modify or remove & add any part of the agreement in whole or part by part in time. The notification of any kind of change shall be posted on our website. Continues use of website shall mean you accept the changes we intend to implement or have implemented.

Note * The All Risk Cover website content are copyrighted and are meant to be used only for personal or non-commercial use. Copying content beyond personal or non-commercial use shall mean breaching the legality of our terms & conditions. The information downloaded from our website cannot be used for commercial used without prior permission from All Risk Cover.com


Minimum eligibility for purchasing an insurance policy with us is 18 years old.

Liability Limitation & Site Access

As a customer you shall pledge and warrant that you cannot upload any material or publish or transmit or even distribute that is unlawful, obscene, profane or indecent that could constitute to a criminal offense or lead to violation of law or plagiarize the third party rights without, patent, privacy rights or any proprietary/ publicity rights or through ways of harmful component, software or advertising of any type or misleading statement of fact.

Charges & Fees

All Risk Cover assists users free of cost & offer free services.

Links & Third Party Information

Any link or information showcased on third party links managed by them are not endorsed by All Risk Cover. We take considerate efforts to manage, display or distribute content that is reliable and accurate through our website All Risk Cover.com. We reserve the right to correct any part of the website with omissions or errors on the website. The offers and coverages a customer chooses and the policy he/she purchases is solely his/her choice. We showcase reliable options only. To obtain coverage you should submit an application to All Risk Cover.com The applications submitted depend on approval or rejection depending on underwriting approval.


All Risk Cover.com takes considerate efforts to ensure that the information, premium, benefit of policies etc. are correct. We rely on companies to provide legitimate information for us to access all their insurance products. We provide a comparison platform that lets one choose, compare and buy an insurance plan suitable for his/her needs. At All Risk Cover we are not responsible in case of any discrepancy in data displayed on the website.